ANALISIS PRINSIP GOOD CORPORATE GOVERNANCE SEBELUM DAN SESUDAH PENERAPANNYA PADA BANK PERKREDITAN RAKYAT (Studi Kasus Pada Bank Perkreditan Rakyat Karinamas Permai) Analysis of the Principles of Good Corporate Governance Before and After Its Implementation at Rural Banks (Case Study at BPR Karinamas Permai)

Islamiah, Dinda Ayu and Anhar, Muhammad (2020) ANALISIS PRINSIP GOOD CORPORATE GOVERNANCE SEBELUM DAN SESUDAH PENERAPANNYA PADA BANK PERKREDITAN RAKYAT (Studi Kasus Pada Bank Perkreditan Rakyat Karinamas Permai) Analysis of the Principles of Good Corporate Governance Before and After Its Implementation at Rural Banks (Case Study at BPR Karinamas Permai). Analisis Prinsip Good Corporate Governance Sebelum Dan Sesudah Penerapannya Pada Bank Perkreditan Rakyat (Studi Kasus Pada Bank Perkreditan Rakyat Karinamas Permai) Analysis of the Principles of Good Corporate Governance Before and After Its Implement. (Unpublished)

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Abstract

Abstrak– Perbankan merupakan lembaga keuangan yang bertugas menyalurkan dana dan menghimpun dana kepada masyarakat. Dalam menjalankan kegiatan usahanya, perbankan merupakan lembaga keuangan yang memiliki tingkat risiko. Sehingga perbankan harus menerapkan prinsip Good Corporate Governance. Penerapan Good Corporate Governance merupakan syarat mutlak untuk menjadikan bank berkembang dengan baik dan sehat. Pada penelitian ini, populasi yang digunakan adalah jajaran manajemen yang terkait pada BPR Karinamas Permai. Tujuan penelitian ini adalah untuk mengetahui penerapan prinsip Good Corporate Governance yaitu Transparency, Accountability, Responsibility, Independency, dan Fairness pada Bank Perkreditan Rakyat serta membandingkan antara sebelum dan sesudah adanya penerapan prinsip Good Corporate Governance pada Bank Perkreditan Rakyat Karinamas Permai. Metoda yang digunakan adalah kualitatif deskriptif. Pengumpulan data dilakukan melalu wawancara secara daring dengan populasi yang merupakan pihak manajemen terkait. Tahap analisis data dilakukan melalui tahapan reduksi data, display data dan verifikasi data. Hasil dari penelitian ini menyatakan bahwa pada dasarnya prinsip Good Corporate Governance (transparency, accountability, responsibility, independency, dan fairness) sebelum dan sesudah penerapannya pada BPR Karinamas Permai sudah berjalan dengan baik, tetapi terdapat perbedaan pada prinsip transparency, accountability dan independency. Sebelum penerapan GCG pada prinsip transparency perusahaan masih mengalami kesulitan dalam pengambilan keputusan serta kendala pada website resmi perusahaan untuk pengungkapan informasi secara terbuka; pada prinsip accountability pembagian fungsi dan tanggung jawab setiap organ perusahan masih tumpah- tindih; dan pada prinsip independency perusahaan dalam kegiatan usahanya masih adanya tekanan dari pihak lain. Abstract - Banking is a financial institution in charge of channeling funds and collecting funds to the public. In carrying out their business activities, banks are financial institutions that have a level of risk. So that banks must apply the principles of Good Corporate Governance. The implementation of Good Corporate Governance is an absolute requirement to make a bank develop properly and healthily. In this study, the population used was management related to BPR Karinamas Permai. The purpose of this study was to determine the application of the principles of Good Corporate Governance, namely Transparency, Accountability, Responsibility, Independence, and Fairness in Rural Credit Banks and to compare between before and after the application of the principles of Good Corporate Governance in the Karinamas Permai People's Credit Bank. The method used is descriptive qualitative. Data collection is done through online interviews with populations that are related management. The data analysis phase is carried out through the stages of data reduction, data display and data verification. The results of this study stated that basically the principles of Good Corporate Governance (transparency, accountability, responsibility, independence, and fairness) before and after their application in BPR Karinamas Permai had gone well, but there were differences in the principles of transparency, accountability and independence. Prior to the implementation of GCG on the transparency principle the company was still experiencing difficulties in making decisions as well as obstacles on the company's official website for disclosure of information openly; on the principle of accountability the division of functions and responsibilities of each company organ is still overlapping; and on the principle of company independence in its business activities there is still pressure from other parties.

Item Type: Article
Subjects: Manajemen > Manajemen Keuangan
Divisions: S1 Manajemen
Depositing User: Mrs Dinda Ayu Islamiah
Date Deposited: 30 Oct 2020 01:32
Last Modified: 30 Oct 2020 01:32
URI: http://repository.stei.ac.id/id/eprint/1476

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