PENILAIAN TINGKAT KESEHATAN BANK PERSERO DENGAN METODE RGEC TAHUN 2018. ASSESSMENT OF BANK PERSERO'S HEALTH LEVEL USING THE RGEC METHOD IN 2018.

dachlevie Riza, dachlevie riza and iman Suriawinata, DR. Iman S,Suriawinata,SE, MBA, M.Com (Hons), Ak,CA and Anhar, DR. H.M. Anhar, MSi, Ak.CA (2020) PENILAIAN TINGKAT KESEHATAN BANK PERSERO DENGAN METODE RGEC TAHUN 2018. ASSESSMENT OF BANK PERSERO'S HEALTH LEVEL USING THE RGEC METHOD IN 2018. ASSESSMENT OF BANK PERSERO'S HEALTH LEVEL USING THE RGEC METHOD IN 2018. (18). pp. 1-18. (Submitted)

	Text (Artikel Bahasa Indonesia) Jurnal_Dachlevie Riza bahasa Indonesia.pdf Available under License Creative Commons Attribution Non-commercial. Download (1MB)
	Text (Article in English) Jurnal Dachlevie Riza Bhs Inggris.pdf Available under License Creative Commons Attribution Non-commercial. Download (1MB)

Abstract

Kepercayaan masyarakat dalam memilih bank sebagai mitra bisnisnya didasarkan pada indikator kesehatan Bank yang ada pada bank tersebut. Tujuan peneliti untuk menilai tingkat kesehatan bank-bank persero atau HIMBARA yaitu Bank Mandiri, Bank BNI’46, Bank Rakyat Indonesia dan Bank Tabungan Negara dengan metode RGEC yaitu Risk Profile terdiri dari Net Performing Loan (NPL), Loan To Deposit (LDR), Good Corporate Governance (GCG), Earning yaitu Return On Aset (ROA), Net Interest Margin (NPM) dan Adecuacy Capital pada tahun 2018. Metode Penilitian adalah penelitian deskriptif kuantattif merupakan penelitian komparatif. Data yang digunakan dalam penelitian ini adalah data sekunder, data tersebut diperoleh dari annual report tahun 2018 masing-masing website bank-bank persero. Hasil penelitian atas penilaian tingkat kesehatan bank-bank persero dua bank persero mempunyai nilai Presentase Peringkat Komposit yang sama yaitu 90% (Bank Mandiri dan Bank Rakyat Indonesia) dan nilai Presentase Peringkat Kesehatan Komposit Bannk BNI’46 yaitu 93,33% sedangkan nila Presentase Peringkat Kesehatan Komposit Bank Tabungan Negara yaitu 73,33%. Kesimpulan Peneliti 3(tiga) bank-bank persero yaitu Bank Mandiri, Bank BNI’46 dan Bank BRI adalah yang dengan katagori Sangat Sehat sedangkan 1(satu) bank persero yaitu bank BTN adalah dengan katagori Sehat. Kata Kunci : Bank Persero, Tingkat Kesehatan, RGEC. ABSTRACT Public confidence in choosing a bank as a business partner d idasarkan on health indicators Bank that existed at the bank . The research objective was to assess the soundness level of state-owned banks or HIMBARA, namely Bank Mandiri, Bank BNI'46, Bank Rakyat Indonesia and Bank Tabungan Negara using the RGEC method, namely the Risk Profile consisting of Net Performing Loans (NPL) , Loan To Deposit (LDR), Good Corporate Governance (GCG), Earning namely Return on Assets (ROA), Net Interest Margin (NPM) and Adecuacy Capital in 2018. the method's research is descriptive research kuantattif is a comparative research. The data used in this research is secondary data, the data is obtained from the 2018 annual reports of each of the state banks' websites . The results of the research on the assessment of the health level of the state-owned banks, the two state-owned banks had the same Composite Rating Percentage value, namely 90% (Bank Mandiri and Bank Rakyat Indonesia) and the BNI'46 Bannk Composite Health Rating Percentage value was 93.33% while the Rating Percentage value State Savings Bank Composite Health is 73.33%. Researcher's Conclusion 3 (three) state-owned banks, namely Bank Mandiri, Bank BNI'46 and Bank BRI are in the Very Healthy category, while 1 (one) state-owned bank, namely Bank BTN, is in the Healthy category. Keywords: Persero Bank, Health Level, RGEC .

Item Type:	Article
Subjects:	Akuntansi > Akuntansi Keuangan
Divisions:	S2 Akuntansi
Depositing User:	Users 775 not found.
Date Deposited:	14 Jan 2021 05:29
Last Modified:	14 Jan 2021 05:29
URI:	http://repository.stei.ac.id/id/eprint/3096

Actions (login required)

View Item