EVALUATION OF BANKS HEALTH RATE OF INDONESIA AND MALAYSIA ISLAMIC BANK WITH RGEC METHOD

Rimi Gusliani, Mais EVALUATION OF BANKS HEALTH RATE OF INDONESIA AND MALAYSIA ISLAMIC BANK WITH RGEC METHOD. researchgate.

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Abstract

ABSTRACT This study aimed to evaluate banks health rate of Islamic banks using the indicator measuring the health level specified in SEOJK Nomor.10/SEOJK.03/2014 is by using the Risk Based Bank Rating or RGEC. The sample in this study using 5 Largest Indonesian Islamic Bank and 2 Malaysia Islamic Bank listed in the top ten of the category "The Best Islamic Institution By Country" in the magazine The Banker 2013 were taken by purposive sampling. The data used is secondary data via the official website of Bank Indonesia and Bank Negara Malaysia is www.bi.go.id and www.bnm.go.my. And other official sites of Islamic banks concerned. Based on the results of research conducted it can be seen that all the Islamic banks are being sampled in this study shows the level of health as measured by RGEC during the 2009-2013 period as a whole can be said to include a healthy bank. Risk Factor Profile are included in the category of "HEALTHY" which describes the overall risk management has been implemented properly. Good Corporate Governance Factors considered "HEALTHY" which means it has and implement corporate governance very well. Earnings or profitability factors that judgment consisted of ROA categorized "HEALTHY ENOUGH" with Return On Asset below 1.25% and ROE are categorized as "VERY HEALTHY". By using indicators CAR, researchers proved that all Islamic banks in this study had good Capital factors, namely the aforementioned provisions of Bank Indonesia of 8%.

Item Type: Article
Subjects: Z Bibliography. Library Science. Information Resources > ZA Information resources > ZA4450 Databases
Divisions: S2 Akuntansi
Depositing User: Bynur Ghazali
Date Deposited: 13 Jan 2021 06:27
Last Modified: 13 Jan 2021 06:27
URI: http://repository.stei.ac.id/id/eprint/3191

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