Saputra, Harham (2021) ANALISIS DANA PIHAK KETIGA (DPK), CAPITAL ADEQUACY RATIO (CAR), BI RATE TERHADAP KREDIT PERBANKAN PADA BANK BUMN KONVENSIONAL PERIODE 2011-2018. Skripsi thesis, Sekolah Tinggi Ilmu Ekonomi Indonesia.
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Abstract
ABSTRAK Penelitian ini bertujuan untuk mengetahui dan menguji pengaruh Dana Pihak Ketiga, Capital Adequacy Ratio, BI Rate terhadap kredit perbankan pada bank BUMN Konvensional Periode 2011-2018, secara parsial dan simultan. Penelitian ini menggunakan studi deskriptif melalui pengujian hipotesis dengan meggunakan desain kasual, metode yang digunakan adalah metode kuantitatif. Populasi yang digunakan dalam penelitian ini adalah Bank BUMN Konvensional yang menerbitkan laporan keuangan tahunan (annualy report) yang diaudit dan dipublikasikan di website resmi sampel bank di tahun 2011-2018, yaitu sebanyak 4 bank. Setelah melewati tahapan purposive sampling, jumlah sampel yang digunakan peneliti sebanyak 4 Bank. Teknik analisis data yang gunakan dalam penelitian ini adalah metode analisis statistik dengan persamaan regresi linear berganda (multiple regression) dengan menggunakan aplikasi program Statistical Product and Service Solution (SPSS 23.0) Hasil penelitian ini menunjukan bahwa Dana Pihak Ketiga dan juga Capital Adequacy Ratio berpengaruh positif dan signifikan terhadap Kredit Perbankan, BI Rate secara parsial berpengaruh negatif dan tidak signifikan terhadap Kredit Perbankan. Dana Pihak Ketiga, Capital Adequacy Ratio, dan BI Rate secara simultan berpengaruh secara signifikan terhadap Kredit Perbankan. ABSTRACT This study aims to determine and test the effect of Third Party Funds, Capital Adequacy Ratio, BI Rate on bank credit in the 2011-2018 Conventional BUMN banks, partially and simultaneously. This research uses descriptive study through hypothesis testing using casual design, the method used is quantitative method. The population used in this study is the Conventional BUMN Bank which publishes annual financial reports (audited annualy report) and is published on the official website of a sample of banks in 2011-2018, as many as 4 banks. After passing through the stages of purposive sampling, the number of samples used by researchers is 4 banks. The data analysis technique used in this study is a statistical analysis method with multiple linear regression equations (multiple regression) using the Statistical Product and Service Solution (SPSS 23.0) application program. The results of this study indicate that Third Party Funds and also the Capital Adequacy Ratio have a positive and significant effect on Banking Loans, the BI Rate partially has a negative and not significant effect on Banking Loans. Third Party Funds, Capital Adequacy Ratio, and BI Rate simultaneously have a significant effect on bank credit.
| Item Type: | Thesis (Skripsi) | ||||||||
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| Subjects: | Akuntansi > Akuntansi Keuangan | ||||||||
| Divisions: | S1 Akuntansi | ||||||||
| Depositing User: | Users 328 not found. | ||||||||
| Date Deposited: | 19 Jan 2021 15:41 | ||||||||
| Last Modified: | 19 Jan 2021 15:41 | ||||||||
| URI: | http://repository.stei.ac.id/id/eprint/3463 |
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