PENGARUH LIKUIDITAS DAN PEMBIAYAAN BERMASALAH TERHADAP PROFITABILITAS PADA BANK UMUM SYARIAH PERIODE 2013-2019

HARAHAP, KRISNAYANTI (2021) PENGARUH LIKUIDITAS DAN PEMBIAYAAN BERMASALAH TERHADAP PROFITABILITAS PADA BANK UMUM SYARIAH PERIODE 2013-2019. Skripsi thesis, Sekolah Tinggi Ilmu Ekonomi Indonesia Jakarta.

[img] Text (COVER-ABSTRAK)
COVER dkk.pdf
Available under License Creative Commons Attribution Non-commercial.
Download (924kB)
[img] Text (BAB I)
BAB I.pdf
Available under License Creative Commons Attribution Non-commercial.
Download (91kB)
[img] Text (BAB II)
BAB II.pdf
Available under License Creative Commons Attribution Non-commercial.
Download (183kB)
[img] Text (BAB III)
BAB III.pdf
Available under License Creative Commons Attribution Non-commercial.
Download (239kB)
[img] Text (BAB IV)
BAB IV.pdf
Restricted to Repository staff only
Available under License Creative Commons Attribution Non-commercial.
Download (243kB) | Request a copy
[img] Text (BAB V)
BAB V.pdf
Restricted to Repository staff only
Available under License Creative Commons Attribution Non-commercial.
Download (31kB) | Request a copy
[img] Text (REFERENSI)
Daftar Referensi.pdf
Available under License Creative Commons Attribution Non-commercial.
Download (104kB)
[img] Text (LAMPIRAN)
LAMPIRAN.pdf
Restricted to Repository staff only
Available under License Creative Commons Attribution Non-commercial.
Download (178kB) | Request a copy

Abstract

Tujuan penelitian ini adalah untuk mengetahui (1) Pengaruh likuiditas terhadap profitabilitas pada Bank Umum Syariah (2) Pengaruh pembiayaan bermasalah terhadap profitabilitas pada Bank Umum Syariah dan (3) Pengaruh likuiditas dan pembiayaan bermasalah terhadap profitabilitas pada Bank Umum Syariah. Penelitian ini menggunakan tipe penelitian deskriptif dengan pendekatan kuantitatif, yaitu mendeskripsikan dan menjelaskan pengaruh variabel independen terhadap variabel dependen. Sampel dalam penelitian berjumlah 49 (7 perusahaan x 7 tahun). Uji statistik menggunakan alat bantu Eviews 10.0 Hasil perhitungan menunjukkan bahwa (1) Secara parsial bahwa likuiditas tidak berpengaruh dan signifikan terhadap profitabilitas pada Bank Umum Syariah di Indonesia Periode 2013-2019, hal tersebut dibuktikan melalui perolehan probabilitas sebesar 0,399. Dengan demikian bahwa meningkatnya likuiditas (FDR) tidak dapat menyebabkan meningkatnya profitabilitas (ROA) pada Bank-bank Syariah di Indonesia (2) Secara parsial bahwa pembiayaan bermasalah (NPF) berpengaruh negatif dan signifikan terhadap profitabilitas pada Bank Umum Syariah di Indonesia Periode 2013-2019, hal tersebut dibuktikan melalui perolehan probabilitas yaitu sebesar 0,005. Dengan demikian bahwa semakin kecil perolehan NPF, maka semakin meningkat perolehan profitabilitas pada Bank-bank Syariah di Indonesia dan (3) Secara bersama-sama bahwa likuiditas (FDR) dan pembiayaan bermasalah (NPF) memiliki pengaruh yang signifikan terhadap profitabilitas pada Bank Umum Syariah di Indonesia Periode 2013-2019, hal tersebut dibuktikan melalui perolehan probabilitas sebesar 0,010857, artinya bahwa besar kecilnya perolehan likuiditas dan pembiayaan bermasalah dapat mempengaruhi naik turunnya perolehan profitabilitas pada Bank-bank Umum Syariah di Indonesia. Kata kunci : Likuiditas, pembiayaan bermasalah, profitabilitas ABSTRACT The purpose of this study was to determine (1) The effect of liquidity on profitability in Islamic Commercial Banks (2) The effect of problematic financing on profitability in Islamic Commercial Banks and (3) The effect of liquidity and problematic financing on profitability at Islamic Commercial Banks. This research uses descriptive research type with a quantitative approach, namely describing and explaining the effect of independent variables on the dependent variable. The sample in this study amounted to 49 (7 companies x 7 years). Statistical test using the Eviews 10.0 tool The calculation results show that (1) Partially that liquidity has no and significant effect on profitability at Islamic Commercial Banks in Indonesia for the 2013-2019 period, this is evidenced by the acquisition of a probability of 0.399. Thus, increasing liquidity (FDR) cannot lead to an increase in profitability (ROA) at Islamic banks in Indonesia (2) Partially problematic financing (NPF) has a negative and significant effect on profitability at Islamic Commercial Banks in Indonesia for the 2013-2019 period. , this is evidenced by the acquisition of a probability of 0.005. Thus, the smaller the NPF acquisition, the higher the profitability of Islamic banks in Indonesia and (3) Taken together that liquidity (FDR) and financing problems (NPF) have a significant effect on profitability at Islamic Commercial Banks in Indonesia. Indonesia for the 2013- 2019 period, this is evidenced by the acquisition of a probability of 0.010857, meaning that the size of the acquisition of liquidity and financing problems can affect the ups and downs of profitability at Islamic Commercial Banks in Indonesia. Keywords: liquidity, financing problems, profitability

Item Type: Thesis (Skripsi)
Contributors:
ContributionContributorsNIDNEmail
Thesis advisorHENDRAWATI, HENDRAWATI0308116401hendrawati@stei.ac.id
Subjects: Akuntansi > Akuntansi Syariah
Divisions: S1 Akuntansi
Depositing User: Users 1641 not found.
Date Deposited: 22 Mar 2021 03:03
Last Modified: 22 Mar 2021 03:03
URI: http://repository.stei.ac.id/id/eprint/4104

Actions (login required)

View Item View Item
Repository STEI is powered by EPrints 3 which is developed by the School of Electronics and Computer Science at the University of Southampton. More information and software credits.