lestari, Fitrianita (2019) ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK KONVENSIONAL DAN BANK SYARIAH DI INDONESIA PERIODE 2014 – 2018. Skripsi thesis, Sekolah Tinggi Ilmu Ekonomi Indonesia (STEI) Jakarta.
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Abstract
ABSTRAK Kinerja keuangan merupakan suatu analisis yang dilakukan untuk melihat sejauh mana suatu perusahaan telah melaksanakan tugasnya dengan menggunakan aturan-aturan pelaksanaan keuangannya secara baik dan benar. Kinerja perusahaan merupakan suatu gambaran tentang kondisi keuangan suatu perusahaan yang di analisis dengan alat-alat analisis keuangan dalam periode tertentu. Penelitian ini bertujuan untuk mengetahui dan menganalisis Perbandingan Kinerja Keuangan Bank Konvensional dan Bank Syariah Di Indonesia Periode 2014- 2018. Variabel dependen dalam penelitian ini adalah Return On Assets. Sedangkan Variabel independen dalam penelitian ini adalah Capital Adequacy Ratio, Non Performing Loan / Non Performing Financing, Beban Operasional dan Pendapatan Operasional serta Loan to Deposit Ratio / Financing to Deposit Ratio. Metode yang digunakan adalah metode analisis regresi data panel. Sampel dalam penelitian ini adalah 20 perusahaan yang dipilih dengan Purposive Sampling Methode. Hasil dari penelitian ini diperoleh bahwa nilai rata-rata CAR, NPL/NPF, LDR/FDR dan ROA pada bank syariah lebih besar dari pada nilai rata-rata bank konvensional dan berpengaruh signifikan. Serta nilai rata-rata BOPO bank syariah yang juga lebih besar dari pada bank konvensional namun berpengaruh tidak signifikan. Kata kunci : Kinerja Keuangan, Capital Adequavy Ratio (CAR), Non Performing Loan (NPL) / Non Performing Financing (NPF), Beban Operasional dan Pendapatan Operasional (BOPO), Loan to Deposit Ratio (LDR) / Financing to Deposit Ratio, Return On Assets ROA ABSTRACT Financial performance is an analysis conducted to see the extent to which a company has carried out its duties by using the rules of financial implementation properly and correctly. Company performance is a picture of the financial condition of a company that is analyzed with financial analysis tools within a certain period. This study aims to determine and analyze the Comparison of Financial Performance of Conventional Banks and Sharia Banks in Indonesia in the 2014-2018 period. The dependent variable in this study is Return On Assets. While the independent variables in this study are the Capital Adequacy Ratio, Non Performing Loans / Non Performing Financing, Operating Expenses and Operating Income as well as the Loan to Deposit Ratio / Financing to Deposit Ratio. The method used is a panel data regression analysis method. The sample in this study were 20 companies selected by the Purposive Sampling Method. The results of this study found that the average value of CAR, NPL, LDR and ROA in Islamic banks is greater than the average value of conventional banks and has a significant effect. And the average value of BOPO of Islamic banks which is also greater than conventional banks but has no significant effect. Keywords : Kinerja Keuangan, Capital Adequavy Ratio (CAR), Non Performing Loan (NPL) / Non Performing Financing (NPF), Beban Operasional dan Pendapatan Operasional (BOPO), Loan to Deposit Ratio (LDR) / Financing to Deposit Ratio, Return On Assets ROA
| Item Type: | Thesis (Skripsi) | ||||||||
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| Subjects: | Manajemen > Manajemen Keuangan | ||||||||
| Divisions: | S1 Manajemen | ||||||||
| Depositing User: | Ridho Adi Nugroho | ||||||||
| Date Deposited: | 08 Dec 2021 09:43 | ||||||||
| Last Modified: | 08 Dec 2021 09:43 | ||||||||
| URI: | http://repository.stei.ac.id/id/eprint/6145 |
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