Nurmalasari, Indah (2018) Pengaruh Capital Adequacy Ratio, Financing to Deposit Ratio, Inflasi, dan Nilai Tukar (Kurs) Terhadap Non Performing Financing Pada Bank Umum Syariah di Indonesia Periode 2012 – 2016. Skripsi thesis, Sekolah Tinggi Ilmu Ekonomi Indonesia (STEI) Jakarta.
![[img]](http://repository.stei.ac.id/style/images/fileicons/text.png) |
Text (COVER + ABSTRAK)
COVER.pdf Available under License Creative Commons Attribution Non-commercial. Download (2MB) |
|
Text (BAB 1)
BAB 1.pdf Available under License Creative Commons Attribution Non-commercial. Download (339kB) |
|
Text (BAB 2)
BAB 2.pdf Available under License Creative Commons Attribution Non-commercial. Download (295kB) |
|
Text (BAB 3)
BAB 3.pdf Available under License Creative Commons Attribution Non-commercial. Download (434kB) |
|
Text (BAB 4)
BAB 4.pdf Restricted to Repository staff only Available under License Creative Commons Attribution Non-commercial. Download (410kB) |
|
Text (BAB 5)
BAB 5.pdf Restricted to Repository staff only Available under License Creative Commons Attribution Non-commercial. Download (180kB) |
Abstract
Penelitian ini bertujuan untuk menguji pengaruh capital adequacy ratio, financing to deposit ratio, inflasi dan nilait tukar (kurs) terhadap non performing financing. Sampel yang digunakan dalam penelitian ini adalah bank umum syariah di Indonesia yang terdaftar di Bank Indonesia tahun 2012 hingga 2016. Penelitian ini menggunakan penelitian asosiatif kausal dengan metode regresi linear data panel program software Econometric Views (Eviews) versi 8. Jumlah sampel yang digunakan sebanyak 11 bank umum syariah di Indonesia dengan menganalisa laporan tahunan setiap bank syariah. Hasil penelitian membuktikan bahwa capital adequacy ratio (X1) berpengaruh negatif terhadap non performing financing karena semakin besar modal yang dimiliki suatu bank maka akan kecil peluang terjadinya non performing financing. Sedangkan dua variabel lainnya yaitu financing to deposit ratio (X2) tidak berpengaruh terhadap non performing financing karena semakin besar financing to deposit ratio akan memberikan sedikit pengaruh pada peningkatan non performing financing bank syariah dan Inflasi (X3) tidak berpengaruh terhadap non performing financing karena jika inflasi mengalami kenaikan maka non performing financing pada bank syariah tidak ikut mengalami kenaikan juga begitupun sebaliknya jika ketika inflasi mengalami penurunan maka non performing financing akan mengalami penurunan. Nilai tukar (kurs) (X4) berpengaruh positif terhadap non performing financing karena semakin meningkat nilai tukar maka akan menyebabkan kenaikan angka non performing financing. Kata Kunci : Capital adequacy ratio, financing to deposit ratio, inflasi, nilai tukar (kurs) This study aims to examine the effect of capital adequacy ratio, financing to deposit ratio, inflation and exchange rate (exchange rate) to non performing financing. The sample used in this research is sharia bank in Indonesia registered in Bank Indonesia in 2012 to 2016. This study used a causal associative strategy with linear regression method of data panel program software Econometric Views (Eviews) version 8. The number of samples used are 11 sharia commercial bank in Indonesia by analizing report of each Islamic bank. The result of research shows that capital adequacy ratio (X1) has a negative effect on non performing financing because the greater the capital owned by a bank, the less chance of non performing financing occur. While the other two variables are the financing to deposit ratio (X2) does not affect the non performing financing because the greater the financing to deposit ratio will give little influence on the increase of non performing financing of sharia banks and Inflation (X3) has no effect on non performing financing because if inflation experienced an increase in non performing financing in sharia banks did not participate in the increase also vice versa if when inflation decreases then non performing financing will decrease. The exchange rate (X4) has a positive effect on non performing financing because it will increase the non performing financing rate. Keywords: Capital adequacy ratio, financing to deposit ratio, inflation, exchange rate
| Item Type: | Thesis (Skripsi) | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Contributors: |
|
||||||||
| Subjects: | Akuntansi > Akuntansi Keuangan | ||||||||
| Divisions: | S1 Akuntansi | ||||||||
| Depositing User: | Ridho Adi Nugroho | ||||||||
| Date Deposited: | 27 Jan 2022 07:04 | ||||||||
| Last Modified: | 27 Jan 2022 07:04 | ||||||||
| URI: | http://repository.stei.ac.id/id/eprint/6860 |
Actions (login required)
 |
View Item |
