INDRIYANI, INDRIYANI (2018) PENGARUH RASIO BANK TERHADAP KINERJA KEUANGAN BANK UMUM KONVENSIONAL DI INDONESIA. Skripsi thesis, Sekolah Tinggi Ilmu Ekonomi Indonesia (STEI) Jakarta.
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Abstract
Penelitian ini bertujuan untuk menguji apakah pengaruh Rasio Bank terhadap Kinerja keuangan pada Bank Umum Konvensional. Rasio bank terdiri atas LDR, ROA, ROE, NPL dan BOPO. Yang telah dipilah menjadi 12 bank umum konvensional yang ada di seluruh Indonesia. Penelitian ini menggunakan jenis penelitian deskriptif pendekatan kuantitatif. Data yang digunakan dalam penelitian ini adalah data sekunder. Yang diolah menggunakan eviews 9. Tehnik pengumpulan datanya yaitu melalui website dari masing-masing bank untuk memperoleh laporan keuangan dari tahun 2013-2017 . sampel ditentukan berdasarkan metode purpose sampling, dengan jumlah sampel sebanyak 12 bank umum konvensional, sehingga total data dalam penelitian ini sebanyak 60 data. Pengujian hipotesis dengan menggunakan uji t. Hasil penelitian membuktikan bahwa (1) Loan Deposit Ratio (LDR) tidak berpengaruh signifikan terhadap Laba Bersih pada bank umum konvensional (2) Return On Asset (ROA) tidak berpengaruh signifikan terhadap Laba Bersih pada bank umum konvensional (3) Return On Equity (ROE) berpengaruh signifikan terhadap Laba Bersih pada bank umum konvensional (4) Non Performing Loan (NPL) berpengaruh signifikan terhadap Laba Bersih pada bank umum konvensional (5) Biaya Oprasional Pendapatan Oprasional (BOPO) tidak berpengaruh signifikan terhadap Laba Bersih pada bank umum konvensional. Kata Kunci : LDR, ROA, ROE, NPL, BOPO dan Kinerja Keuangan This study aims to examine whether the effect of the Bank Ratio on financial performance in Conventional Commercial Banks. The bank's ratio consists of LDR, ROA, ROE, NPL and BOPO. Which has been divided into 12 conventional commercial banks throughout Indonesia. This study uses a descriptive quantitative approach. The data used in this research is secondary data. Which is processed using eviews 9. Data collection techniques are through the website of each bank to obtain financial reports from 2013-2017. the sample was determined based on the purpose sampling method, with a total sample of 12 conventional commercial banks, so that the total data in this study were 60 data. Hypothesis testing using t test. The results of the study prove that (1) Loan Deposit Ratio (LDR) has no significant effect on Net Profit at conventional commercial banks (2) Return on Assets (ROA) has no significant effect on Net Profit at conventional commercial banks (3) Return On Equity (ROE) significant effect on Net Profit at conventional commercial banks (4) Non�Performing Loans (NPL) have a significant effect on Net Profit at conventional commercial banks (5) Oprational Revenue Operational Costs (BOPO) have no significant effect on Net Profit at conventional commercial banks Key Word : LDR, ROA, ROE, NPL, BOPO and Kinerja Financial Performance
| Item Type: | Thesis (Skripsi) | ||||||||
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| Subjects: | Akuntansi > Akuntansi Keuangan | ||||||||
| Divisions: | S1 Akuntansi | ||||||||
| Depositing User: | Ridho Adi Nugroho | ||||||||
| Date Deposited: | 13 Apr 2022 04:02 | ||||||||
| Last Modified: | 13 Apr 2022 04:02 | ||||||||
| URI: | http://repository.stei.ac.id/id/eprint/7510 |
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