PENGARUH RELIGIUSITAS, PENGETAHUAN DAN SISTEM BAGI HASIL TERHADAP MINAT MENABUNG DI PERBANKAN SYARIAH

NURSIFAQ, FATIMAH (2018) PENGARUH RELIGIUSITAS, PENGETAHUAN DAN SISTEM BAGI HASIL TERHADAP MINAT MENABUNG DI PERBANKAN SYARIAH. Skripsi thesis, Sekolah Tinggi Ilmu Ekonomi Indonesia Jakarta.

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Abstract

ABSTRAK Penelitian ini bertujuan untuk mengetahui pengaruh dari Religiusitas, Pengetahuan dan Sistem Bagi Hasil Terhadap Minat Menabung di Perbankan Syariah. Metode penelitian ini menggunakan metode kuantitatif. Populasi dalam penelitian ini yaitu seluruh nasabah bank syariah. Metode pengambilan sampel yang digunakan yaitu nonprobability sampling dengan teknik sampling insidental yaitu teknik pengambilan sampel yang tidak memberi peluang/kesempatan sama bagi setiap unsur atau anggota populasi untuk dipilih menjadi sampel. Jumlah responden dalam penelitian ini sebanyak 100 responden. Data yang digunakan dalam penelitian ini adalah data primer, yaitu data yang diperoleh dari jawaban responden yang berasal dari kuesioner. Metode pengumpulan data primer dilakukan dengan menggunakan kuesioner yang dibagikan dan diisi oleh responden. Metode analisis data terdiri dari statistik deskriptif, uji kualitas data yaitu uji validitas dan reabilitas, uji normalitas, analisis regresi linier berganda dan uji hipoteis yaitu uji koefisien determinasi (adjusted R2 ) dan uji parsial (uji-t). Data dalam penelitian ini diolah menggunakan SPSS versi 22. Hasil penelitian secara parsial menunjukkan bahwa: (1) Religiusitas memiliki pengaruh positif dan signifikan terhadap minat menabung di perbankan syariah, (2) Pengetahuan tidak memiliki pengaruh yang signifikan terhadap minat menabung di perbankan syariah, dan (3) Sistem bagi hasil tidak memiliki pengaruh yang signifikan terhadap minat menabung di perbankan syariah. Kata Kunci : Religiusitas, Pengetahuan, Sistem Bagi Hasil dan Minat Menabung di Perbankan Syariah.// ABSTRACT This study aims to determine the effect of Religiosity, Knowledge and Profit Sharing System on Savings Interest in Islamic Banking. This research method uses quantitative methods. The population in this study is all Islamic bank customers. The sampling method used is nonprobability sampling with incidental sampling technique which is a sampling technique that does not provide the same opportunity / opportunity for each element or member of the population to be selected as a sample. The number of respondents in this study were 100 respondents. The data used in this study is primary data, namely data obtained from respondents' answers from the questionnaire. Primary data collection methods are carried out using questionnaires distributed and filled out by respondents. Data analysis method consists of descriptive statistics, data quality tests, namely the validity and reliability test, normality test, multiple linear regression analysis and hypoteic test, namely the coefficient of determination (adjusted R2) and partial test (t-test). The data in this study were processed using SPSS version 22. The results of the study partially show that: (1) Religiosity has a positive and significant influence on the interest in saving in Islamic banking, (2) Knowledge does not have a significant influence on the interest in saving in Islamic banking, and (3) The system of profit sharing does not have significant to the interest in saving in Islamic banking. Keywords: Religiusity, Knowledge, Profit Sharing System and Interest in Saving in Islamic Banking.

Item Type: Thesis (Skripsi)
Contributors:
ContributionContributorsNIDNEmail
Thesis advisorDahlifah, DahlifahNIDN0331127504dahlifah@stei.ac.id
Subjects: Akuntansi > Akuntansi Syariah
Divisions: S1 Akuntansi
Depositing User: Mr Miptahudin Almurtado
Date Deposited: 09 Dec 2022 02:51
Last Modified: 09 Dec 2022 02:51
URI: http://repository.stei.ac.id/id/eprint/9033

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