PENGARUH BOPO, CAR DAN NPF TERHADAP PROFITABILITAS (RETURN ON EQUITY) PADA BANK UMUM SYARIAH TAHUN 2013-2018

AGUSTINA, LIAWATI (2019) PENGARUH BOPO, CAR DAN NPF TERHADAP PROFITABILITAS (RETURN ON EQUITY) PADA BANK UMUM SYARIAH TAHUN 2013-2018. Skripsi thesis, Sekolah Tinggi Ilmu Ekonomi Indonesia (STEI) Jakarta.

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Abstract

ABSTRAK Penelitian ini bertujuan untuk menguji apakah pengaruh biaya operasional terhadap pendapatan operasional (BOPO), Capital Adequancy Ratio (CAR) dan Non Performing Financing (NPF) terhadap Profitabilitas (Retrun On Equity) di Bank umum Syariah periode 2013-2018. Penelitian ini menggunakan jenis penelitian asosiatif pendekatan kuantitatif, diukur dengan menggunakan metode berbasis regresi linier berganda dengan Eviews 9. Populasi dari penelitian ini adalah Bank Umum Syariah Indonesia yang diambil dari Statistik Perbankan Syariah (SPS) dari Otoritas Jasa Keuangan (OJK), tahun 2013 sampai dengan tahun 2018. Sampel ditentukan berdasarkan metode purpose sampling, dengan jumlah sampel sebanyak 12 (dua belas) Bank Umum Syariah. pengumpulan data menggunakan metode dokumentasi melalui situs resmi perbankan terkait Pengujian hipotesis dengan menggunakan uji T dan uji F. Berdasarkan hasil pengujian masing-masing data yang didapatkan secara parsial bahwa variabel BOPO mendapatkan nilai Probabilitas 0.0001 yang mana lebih kecil dari signifikansi 0.05 maka variabel BOPO berpengaruh signifikan terhadap ROE, Variabel CAR mendapatkan nilai Probabilitas 0.8085 yang mana hasil tersebut lebih besar dari siginifikansi 0.05 maka variabel CAR tidak berpengaruh signifikan terhadap ROE, Variabel NPF mendapatkan nilai Probabilitas 0.0765 yang mana hasil tersebut lebih besar dari 0.05 maka variabel NPF tidak berpengaruh signifikan terhadap ROE. Kemudian Berdasarkan hasil pengujian masing-masing data yang didapatkan secara simultan bahwa didapatkan hasil Prob(F-statistic) 0.00008 yang mana hasil tersebut lebih kecil dari 0.05 maka dapat disimpulkan secara simultan BOPO, CAR dan NPF berpengaruh secara signifikan terhadap ROE. Kata Kunci : BOPO, CAR, NPF dan Profitabilitas (Retrun On Equity) ABSTRACT This study aims to examine whether the effect of operational costs on operating income (BOPO), Capital Adequancy Ratio (CAR) and Non Performing Financing (NPF) on Profitability (Retrun On Equity) in Islamic commercial banks in the period 2013-2018. This study uses a quantitative approach associative research, measured using a method of multiple linear regression based on Eviews 9. The population of this study is the Indonesian Sharia Commercial Bank taken from Sharia Banking Statistics (SPS) from the Financial Services Authority (OJK), from 2013 to by 2018. The sample was determined based on the purpose sampling method, with a total sample of 12 (twelve) Sharia Commercial Banks. data collection using documentation methods through the official banking website related Hypothesis testing using the T test and F test. Based on the test results of each data partially obtained that the BOPO variable gets a probability value of 0.0001 which is smaller than the 0.05 significance, the BOPO variable has a significant effect on ROE, CAR variable obtains a Probability value of 0.8085 which results are greater than the significance of 0.05 then the variable CAR does not have a significant effect on ROE, the NPF variable gets a probability value of 0.0765 which results are greater than 0.05, the NPF variable has no significant effect on ROE. Then Based on the test results of each data obtained simultaneously that the results obtained Prob (F- statistic) 0.00008 which results are smaller than 0.05, it can be concluded simultaneously BOPO, CAR and NPF significantly influence ROE. Keywords: BOPO, CAR, NPF and Profitabilitas (Retrun On Equity)

Item Type: Thesis (Skripsi)
Contributors:
ContributionContributorsNIDNEmail
Thesis advisorHendrawati, HendrawatiUNSPECIFIEDUNSPECIFIED
Subjects: Akuntansi > Akuntansi Keuangan
Depositing User: Ridho Adi Nugroho
Date Deposited: 30 Sep 2021 03:48
Last Modified: 30 Sep 2021 03:48
URI: http://repository.stei.ac.id/id/eprint/5324

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