PENGARUH NET PREMIUM GROWTH, CLAIM RATIO, DAN RISK BASED CAPITAL TERHADAP KINERJA KEUANGAN PERUSAHAAN ASURANSI JIWA PERIODE 2014-2018

Amriyani, Rininda (2019) PENGARUH NET PREMIUM GROWTH, CLAIM RATIO, DAN RISK BASED CAPITAL TERHADAP KINERJA KEUANGAN PERUSAHAAN ASURANSI JIWA PERIODE 2014-2018. Skripsi thesis, Sekolah Tinggi Ilmu Ekonomi Indonesia (STEI) Jakarta.

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh net premium growth, claim ratio, risk based capital dan profitabilitas terhadap kinerja keuangan Perusahaan Asuransi Jiwa yang terdaftar di OJK Periode 2014-2018. Kinerja keuangan atau variabel dependen diproksi oleh Return On Assets dan Return On Equity. Data yang digunakan dalam penelitian ini adalah data sekunder yang berasal dari laporan keuangan Perusahaan Asuransi Jiwa Konvensional yang terdaftar di OJK periode 2014-2018. Pemilihan sampel dilakukan dengan menggunakan sampling purposive. Metoda yang digunakan dalam penelitian ini adalah analisis data kuantitatif dengan alat analisis hasil penelitian dengan mengunakan regresi linier berganda dilengkapi dengan uji asumsi klasik. Pengujian hipotesis dilakukan dengan menggunakan uji t (parsial) dan uji f (simultan). Hasil penelitian ini menunjukkan bahwa secara parsial Net Premium Growth tidak berpengaruh terhadap kinerja keuangan yang diproksi oleh ROA. Claim Ratio pada hasil uji t menunjukkan tidak berpengaruh terhadap kinerja keuangan yang diproksi oleh ROA. Risk Based Capital memiliki pengaruh negatif terhadap kinerja keuangan asuransi jiwa, yaitu ROA. Rasio Net Premium Growth, Claim Ratio, dan Risk Based Capital secara simultan berpengaruh terhadap kinerja keuangan perusahaan asuransi jiwa ROA. Kata Kunci : Net Premium Growth, Claim Ratio, Risk Based Capital, Return On Assets dan Return On Equity This research aims to determine the effect of net premium growth, claim ratio, risk based capital, and profitability on the financial performance of Life Insurance Companies listed on OJK period 2014-2018. Financial performance or dependent variabel are proxy by Return On Assets and Return On Equity. The data used in this research was secondary data derived from financial statments of Conventional Life Insurance Companies registered in OJK period 2014-2018. The sample selection is performed by the use of sampling purposive. The method used in this research is quantitative data analysis with analysis of research results using multiple linier regression equipped with a classic assumption test. The hypothesis is tested using t-test (partial) and F-test (simultaneous). The results of this research indicate that partially Net Premium Growth has no effect on the financial performance that is proxy by ROA. The Claim Ratio on t-test results does not effect the financial performance is proxy by ROA. Risk Based Capital has a negative effect on the financial performance of life insurance specifically ROA. The ratio of Net Premium Growth, Claim Ratio, and Risk Based Capital simultaneous influence the financial performance life insurance companies of ROA. Keyword : Net Premium Growth, Claim Ratio, Risk Based Capital, Return On Assets and Return On Equity

Item Type:	Thesis (Skripsi)
Contributors:	Contribution Contributors NIDN Email Thesis advisor Tarsono, Ono UNSPECIFIED UNSPECIFIED
Subjects:	Akuntansi > Akuntansi Keuangan
Divisions:	S1 Akuntansi
Depositing User:	Ridho Adi Nugroho
Date Deposited:	24 Nov 2021 04:28
Last Modified:	24 Nov 2021 04:28
URI:	http://repository.stei.ac.id/id/eprint/5971

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