ANALISIS PENGARUH LOAN TO DEPOSIT RATIO, CAPITAL ADEQUACY RATIO, BANK SIZE DAN INFLASI TERHADAP NON PERFORMING LOAN (Studi Empiris pada Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia Periode 2015-2019)

WATI, RISMA (2021) ANALISIS PENGARUH LOAN TO DEPOSIT RATIO, CAPITAL ADEQUACY RATIO, BANK SIZE DAN INFLASI TERHADAP NON PERFORMING LOAN (Studi Empiris pada Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia Periode 2015-2019). Skripsi thesis, SEKOLAH TINGGI ILMU EKONOMI INDONESIA JAKARTA.

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Abstract

ABSTRAK Tujuan dari penelitian ini adalah untuk mengetahui pengaruh Loan to Deposit Ratio (LDR), Capital Adeuancy Ratio (CAR), Bank Size dan Inflasi terhadap Non Performing Loan (NPL). Strategi dalam penelitian ini adalah asosiatif, populasi dalam penelitian ini adalah seluruh perusahaan perbankan yang terdapat di Bursa Efek Indonesi (BEI) selama periode 2015-2019. Berdasarkan metode Purposive sampling, jumlah sampel yang digunakan dalam penelitian ini berjumlah 125 unit data observasi. Metode analisis yang dilakukan dalam penelitian ini adalah metode regresi data panel dengan tiga pendekatan yaitu, CEM, FEM, REM dengan spesifikasi model uji Chow dan uji Hausman dan terakhir uji asumsi klasik. Pengujian dengan alat bantu Eviews 9. Hasil penelitian ini menunjukan bahwa berdasarkan uji parsial (uji t) LDR berpengaruh negatif namun tidak signifikan terhadap NPL, CAR berpengaruh positif namun tidak signifikan terhadap NPL, Bank Size dan Inflasi berpengaruh negatif dan signifikan terhadap NPL. Koefisien determinasi menunjukan hasil Adjusted R-square sebesar 0.811740 (81%) yang artinya perubahan Non Performing Loan dapat dijelaskan oleh perubahan dari variabel LDR, CAR, Bank Size dan Inflasi. ASBTRACT The purpose of this study is to determine the effect of Loan to Deposit Ratio (LDR), Capital Adeuancy Ratio (CAR), Bank Size and Inflation on Non Performing Loans (NPL). The strategy in this study is associative, the population in this study are all banking companies listed on the Indonesian Stock Exchange (BEI) during the 2015-2019 period. Based on the purposive sampling method, the number of samples used in this study amounted to 125 unis oft observation data. The method of analysis used in this study is the panel data regression method with three approaches, namely, CEM, FEM, REM with the specification of the Chow test model and Hausman test and finally the classical assumption test. Testing with Eviews 9. The results of this study indicate that based on the partial test (t test) LDR has a negative but not significant effect on NPL, CAR has a positive but not significant effect on NPL, Bank Size and Inflation have a negative and significant effect on NPL. The coefficient of determination shows the Adjusted R-square result of 0.811740 (81%) which means that changes in Non-Performing Loans can be explained by changes in the variables LDR, CAR, Bank Size and Inflation.

Item Type: Thesis (Skripsi)
Contributors:
ContributionContributorsNIDNEmail
Thesis advisorSAMPURNA, DIAN SURYA0308108301dian_surya_sampurna@stei.ac.id dian_surya_sampurna@stei.ac.id
Subjects: Manajemen > Manajemen Keuangan
Akuntansi > Akuntansi Manajemen
Divisions: S1 Manajemen
Depositing User: RISMA WATI
Date Deposited: 01 Dec 2021 01:36
Last Modified: 01 Dec 2021 01:36
URI: http://repository.stei.ac.id/id/eprint/6020

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