PENGARUH FAKTOR-FAKTOR NON PERFORMING LOAN PADA BANK UMUM DI INDONESIA

Cahyarini, Widya (2021) PENGARUH FAKTOR-FAKTOR NON PERFORMING LOAN PADA BANK UMUM DI INDONESIA. Skripsi thesis, Sekolah Tinggi Ilmu Ekonomi Indonesia.

[img] Text (Cover + Abstrak)
Cover + Abstrak.pdf - Other
Available under License Creative Commons Attribution Non-commercial.

Download (1MB)
[img] Text (BAB 1)
BAB 1.pdf - Other
Available under License Creative Commons Attribution Non-commercial.

Download (669kB)
[img] Text (BAB 2)
BAB 2.pdf - Other
Available under License Creative Commons Attribution Non-commercial.

Download (836kB)
[img] Text (BAB 3)
BAB 3.pdf - Other
Available under License Creative Commons Attribution Non-commercial.

Download (851kB)
[img] Text (BAB 4)
BAB 4.pdf - Other
Restricted to Repository staff only
Available under License Creative Commons Attribution Non-commercial.

Download (889kB) | Request a copy
[img] Text (BAB 5)
BAB 5.pdf - Other
Restricted to Repository staff only
Available under License Creative Commons Attribution Non-commercial.

Download (663kB) | Request a copy
[img] Text (Daftar Referensi)
DAFTAR REFERENSI.pdf - Other
Available under License Creative Commons Attribution Non-commercial.

Download (530kB)
[img] Text (Lampiran)
LAMPIRAN.pdf - Other
Restricted to Repository staff only
Available under License Creative Commons Attribution Non-commercial.

Download (741kB) | Request a copy

Abstract

Penelitian bertujuan untuk mengetahui pengaruh antara Inflasi, Suku Bunga Sertifikat Bank Indonesia, dan Nilai Tukar IDR/USD terhadap Non Performing Loan pada Bank Umum di Indonesia tahun 2015-2019. Penelitian ini menggunakan jenis penelitian deskriptif pendekatan kuantitatif, yang diukur dengan menggunakan metode berbasis regresi linier berganda. Sampel dari penelitian ini bersumber dari Badan Pusat Statistik Indonesia (BPS) periode 2015-2019. Variabel dari penelitian ini terbagi menjadi 2 yaitu, 1 variabel dependen (Non Performing Loan) dan 3 variabel independen (Inflasi, Suku Bunga Sertifikat Bank Indonesia, dan Nilai Tukar IDR/USD). Pengujian hipotesis menggunakan 3 uji yaitu, Uji Simultan (Uji F), Uji Parial (Uji t), dan Uji Koefisien Determinasi (R2). Hasil penelitian membuktikan bahwa : 1) Inflasi berpengaruh positif terhadap Non Performing Loan. 2) Suku Bunga Sertifikat Bank Indonesia berpengaruh terhadap Non Performing Loan. 3) Nilai Tukar IDR/USD berpengaruh terhadap Non Performing Loan. This research aims to determine the effect of Inflation, Bank Indonesia Certificate Interest Rates, and IDR/USD Exchange Rate on Non Performing Loans at Commercial Banks in Indonesia in 2015-2019. This research uses descriptive research with a quantitative approach, which is measured using multiple linear regression-based methods. The sample of this research came from the Indonesian Central Bureau of Statistics (BPS) for the period 2015-2019. The variables of this study are divided into 2, namely, 1 dependent variable (Non Performing Loan) and 3 independent variables (Inflation, Bank Indonesia Certificate Interest Rate, and IDR / USD Exchange Rate). Hypothesis testing uses 3 tests, namely, Simultaneous Test (F Test), Parial Test (t Test), and Determination Coefficient Test (R2). The results of the study prove that: 1) Inflation has a positive effect on Non-Performing Loans. 2) Interest Rate on Bank Indonesia Certificates has an effect on Non Performing Loans. 3) The IDR / USD Exchange Rate affects the Non Performing Loan.

Item Type: Thesis (Skripsi)
Contributors:
ContributionContributorsNIDNEmail
Thesis advisorSupriati, Diananidn0316027701diana_supriati@stei.ac.id
Uncontrolled Keywords: Inflasi, Suku Bunga Sertifikat Bank Indonesia, Nilai Tukar IDR/USD, Non Performing Loan.
Subjects: Akuntansi > Akuntansi Manajemen
Divisions: S1 Akuntansi
Depositing User: Widya Cahyarini
Date Deposited: 01 Dec 2021 01:39
Last Modified: 01 Dec 2021 01:39
URI: http://repository.stei.ac.id/id/eprint/6025

Actions (login required)

View Item View Item