PENGARUH RISK BASED CAPITAL TERHADAP PROFITABILITAS PADA PERUSAHAAN ASURANSI PURNA ARTANUGRAHA

Ramadhani, Nadhifah Suci (2022) PENGARUH RISK BASED CAPITAL TERHADAP PROFITABILITAS PADA PERUSAHAAN ASURANSI PURNA ARTANUGRAHA. Skripsi thesis, Sekolah Tinggi Ilmu Ekonomi Indonesia.

[img] Text (Cover + Abstrak)
Cover + Abstrak.pdf - Other
Available under License Creative Commons Attribution Non-commercial.
Download (1MB)
[img] Text (BAB 1)
BAB 1.pdf - Other
Available under License Creative Commons Attribution Non-commercial.
Download (1MB)
[img] Text (BAB 2)
BAB 2.pdf - Other
Available under License Creative Commons Attribution Non-commercial.
Download (554kB)
[img] Text (BAB 3)
BAB 3.pdf - Other
Available under License Creative Commons Attribution Non-commercial.
Download (424kB)
[img] Text (BAB 4)
BAB 4.pdf - Other
Restricted to Repository staff only
Available under License Creative Commons Attribution Non-commercial.
Download (374kB) | Request a copy
[img] Text (BAB 5)
BAB 5.pdf - Other
Restricted to Repository staff only
Available under License Creative Commons Attribution Non-commercial.
Download (91kB) | Request a copy
[img] Text (Daftar Referensi)
DAFTAR REFERENSI.pdf - Other
Available under License Creative Commons Attribution Non-commercial.
Download (240kB)
[img] Text (Lampiran)
LAMPIRAN.pdf - Other
Restricted to Repository staff only
Available under License Creative Commons Attribution Non-commercial.
Download (89kB) | Request a copy

Abstract

Penelitian ini bertujuan untuk mengukur kecukupan modal terhadap resiko yang ditanggung yang menjadi salah satu indikator utama dalam menilai tingkat kesehatan keuangan pada perusahaan asuransi, khususnya yang terkait dengan kemampuan perusahaan dalam memenuhi semua kewajibannya. Selain menjaga tingkat kesehatan keuangan perusahaan juga perlu untuk menjaga Profitabilitas yang merupakan alat ukur untuk menilai kemampuan sebuah perusahaan dalam mencari keuntungan yang selalu menjadi konsen bagi stakeholder untuk menentukan keberhasilan usaha perusahaan. Serta bertujuan untuk mengetahui pengaruh Risk Based Capital terhadap Profitabilitas pada perusahaan PT. Asuransi Purna Artanugraha periode 2014-2020. Penelitian ini menggunakan jenis penelitian deskriptif pendekatan kuantitatif, pengolahan data menggunakan analisis regresi linier sederhana denga Eviews 11. Studi kasus yang digunakan dalam penelitian ini adalah Asuransi Purna Artanugraha, sempel yang digunakan adalah laporan keuangan periode 2014 sampai dengan tahun 2020 dengan teknik pengumpulan data menggunakan metode dokumentasi melalui situs resmi perusahaan. Berdasarkan hasil penelitian dan pembahasan menyatakan bahwa Risk Based Capital Asuransi Purna Artanugraha cukup baik dan selalu melebihi batas minimum yang telah di tentukan, tingkat profitabilitas mengalami kondisi yang berfluktuatif, Risk Based Capital mempunyai pengaruh secara pasrsial terhadap profitabilitas yang di proksikan dengan Return On Asset (ROA) akan tetapi Risk Based Capital tidak mempunyai pengaruh terhadap profitabilitas yang di proksikan dengan Return On Equity (ROE). This study aims to measure the capital adequacy of the risk borne which is one of the main indicators in assessing the level of financial health in insurance companies, especially those related to the company's ability to fulfill all its obligations. In addition to maintaining the level of financial health of the company, it is also necessary to maintain profitability which is a measuring tool to assess the ability of a company to seek profit which is always a concern for stakeholders to determine the success of the company's business. And aims to determine the effect of Risk Based Capital on Profitability at the company PT. Full Artanugraha Insurance 2014-2020 period. This study uses a descriptive quantitative approach, data processing uses simple linear regression analysis with Eviews 11. The case study used in this study is the Purna Artanugraha Insurance, the sample used is the financial statements for the period 2014 to 2020 with data collection techniques using the method documentation through the company's official website. Based on the results of research and discussion, it is stated that Risk Based Capital Asuransi Purna Artanugraha is quite good and always exceeds the specified minimum limit, the level of profitability experiences fluctuating conditions, Risk Based Capital has a partial influence on profitability which is proxied by Return On Assets (ROA). ) however, Risk Based Capital has no effect on profitability which is proxied by Return On Equity (ROE).

Item Type: Thesis (Skripsi)
Contributors:
ContributionContributorsNIDNEmail
Thesis advisorTarsono, OnoUNSPECIFIEDono_tarsono@stei.ac.id
Uncontrolled Keywords: Modal Minimum Berbasis Risiko (MMBR), Profitabilitas, Return On Asset (ROA), Return On Equity (ROE)
Subjects: Akuntansi > Akuntansi Manajemen
Divisions: S1 Akuntansi
Depositing User: Mrs Nadhifah Suci Ramadhani
Date Deposited: 07 Jan 2022 06:58
Last Modified: 07 Jan 2022 06:58
URI: http://repository.stei.ac.id/id/eprint/6713

Actions (login required)

View Item View Item
Repository STEI is powered by EPrints 3 which is developed by the School of Electronics and Computer Science at the University of Southampton. More information and software credits.